Sasha's story
There's nothing scarier than hearing the news that your family has been involved in an accident.
There’s nothing scarier than hearing the news that your family has been involved in an accident.
But your situation is unique, and your your injuries may have led to other health issues and complications. For example, a knee injury can cause a limp, leading to a back injury.
We’ll match you with a specialist motor vehicle accident lawyer, build a personal relationship with you and your family, and look beyond your obvious injuries to claim everything you’re entitled to. This can make a big difference to the amount of compensation you receive.
Call 13 15 15 for free expert legal advice or
Request a callbackIf you were at fault in the accident, you can claim motor accident compensation for up to six months. If you weren’t at fault, your benefits could extend to 24 months and beyond, and you might be entitled to significant lump sums.
Category | Entitlements |
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1. Minor injury |
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2. Non-minor injury |
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3. Non-minor injury over 10% permanent impairment |
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It’s vital that your injuries and their impact on your life are thoroughly assessed, and that’s where our motor vehicle accident lawyers can make a big difference to your claim. Call 13 15 15 for free advice on how to make sure you get your full entitlements.
Your motor vehicle accident lawyer is backed by a team of specialists including paralegals, medico-legal experts, forensic accountants and barristers. Your team will work hard for you, check in with you regularly and always keep you up to date with your case. You’re in safe hands with Australia’s largest specialist personal injury firm.
You can lodge your own claim without using a lawyer. However, it’s important to understand that if you leave out important details in your application, or if your certificate of fitness isn’t completed correctly, it’s likely you’ll miss out on benefits you’re entitled to. Our vehicle accident lawyers can help you claim everything you’re entitled to, and we’ll provide free advice over the phone.
Here are three ways our lawyers can help you with your motor accident injury claim:
We work on a no win no fee, no disbursements basis, so you’ll only need to pay us if we win, and you receive your motor accident compensation. There are also some situations where we can get your legal fees paid by the CTP insurer.
If you’re applying for a lump sum, there’s a schedule of fixed fees a lawyer can be paid to assist you for claims up to $75,000.
You must make your motor accident compensation claim within 28 days to be eligible for income loss from the date of the accident. The final claim lodgement date is three months from the accident, although this can be extended in certain circumstances.
Once you submit your claim for motor accident compensation it will be reviewed by the CTP insurer of the at-fault vehicle, which must send you a letter within one month to tell you if it’s accepting or denying the claim. If it accepts the claim, the insurer will then start making fortnightly payments to you.
The CTP insurer will send you a second liability decision within three months of your claim being lodged. This liability decision indicates whether your injuries have been classified as minor or non-minor and who’s at fault for the accident.
If your motor accident injury claim is successful:
In the 12 months to May 2021 there were 11,016 motor accident injury claims submitted in NSW and $466M was paid out in benefits and lump sums.*
The amount of motor accident compensation that you can claim depends on the extent of your injuries, which will be classified as ‘minor’ or ‘non-minor’. The following table outlines the difference:
Physical Injury Classification | Examples |
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Minor (soft tissue injuries) |
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Non-minor (fractures, organ damage) |
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It’s important to remember that compensation after a car accident also depends on the extent of your losses (such as lost income). Here’s a summary of car accident compensation entitlements:
Category | Entitlements |
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Minor injury |
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Non-minor injury |
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Non-minor injury over 10% permanent impairment |
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To get an estimate of your car accident compensation NSW entitlements you can use this compensation calculator.
*Based on SIRA Open Data, May 2021.
In NSW, lump sum motor accident injury claim payouts (common law damages) are available to people with non-minor injuries who are not at fault.
If your motor vehicle accident compensation benefits are being cut off by the CTP insurer, there could be a few reasons why:
There are two steps you can take to dispute an insurer’s decision to cut off your benefits:
If you request an IIR, it means you disagree with the insurer’s decision to reduce or cut off your benefits and you’re asking them to review your case file again. The letter you receive from the insurer will outline their reasons for cutting you off. You need to address each one of these reasons in your request for an IIR.
You must request an IIR before you can take your matter to PIC. The PIC will assist in one of two ways:
Our senior lawyers will assess your case for free. Please fill out all fields.
As a personal injury law firm, we see first-hand every day the psychological damage that a lack of empathy can cause. So we’re committed to promoting more empathy in the world, and sharing stories of the positive impact it can have.
Meet some of the people whose stories inspire usRequest a callback