If you’re unable to work due to injury or illness, you may be entitled to make a TPD claim through your super fund. Many Australians are unaware they’re entitled to this lump sum.
It costs nothing to find out how much you can claim. And when you choose Law Partners, you can be sure our TPD lawyers will take time to get to know you personally and uncover all your entitlements. So you’ll get more compensation with Law Partners on your side.
Injuries and illnesses that stop you from working can lead to significant financial stress, but a TPD super claim can be a real lifeline.
A total and permanent disability insurance policy provides you with a lump sum payment if you can’t work due to an injury or illness. If you have superannuation, it’s likely you have TPD insurance.
Whether you need help with a new or existing claim, our TPD lawyers will build a personal relationship with you and your family, and look beyond your obvious injury or illness to claim everything you’re entitled to. This can make a big difference to the amount of compensation you receive.
Our TPD lawyers are here to help you with:
If you haven’t lodged your claim yet, we’ll take care of the whole process for you, and you won’t have to pay us until you receive your lump sum.
Not sure if you’re eligible to claim.
If you’re not sure whether you’re eligible to make a TPD claim, our TPD lawyers can look at your policy and let you know. It’s a free service.
Claims rejected by insurers.
If you’re having difficulty getting your TPD claim approved, our TPD claim lawyers can assess your situation over the phone and provide free advice.
Need help understanding entitlements.
If you’re just having trouble understanding your TPD entitlements, our TPD lawyers can review your policy and explain it to you in simple terms. It’s a free service.
How can I make a successful TPD claim?
It’s common for people to have their superannuation TPD claims rejected by insurers, or to abandon their claims when the claim process becomes difficult.
It’s important to note that the definition of TPD varies between policies – for example, your policy might cover you for:
Being unlikely to be able to return to work in your occupation
Being unlikely to be able to return to work in any occupation
A successful TPD claim needs to be backed by proof that you meet the criteria outlined in your TPD insurance policy. If the insurance assessor decides you don’t meet the criteria, your TPD claim will be rejected.
Our specialist TPD lawyers have made thousands of successful claims on behalf of our clients, and we have a network of hand-picked medico-legal specialists who work with us to build successful cases.
Tell us about your claim.
Speak to one of our friendly solicitors today and find out if you can claim.
We’ll get to know you.
Our solicitor will ask more questions and get to know you personally to work out everything you’re entitled to.
We’ll offer to start your claim.
We’ll explain how we can claim all your compensation and give you our ‘no win no fee’ guarantee. You decide if you want to proceed – there’s no obligation.
TPD Claim Stories
Making a TPD claim changed my life.
Shannelle, Trevor and Regina, like so many injured Australians, were completely unaware that they were eligible to make a TPD claim before they contacted Law Partners. Watch the video to find out how a TPD payout changed their lives.
You’re in safe hands with Law Partners.
With Law Partners, you don’t just get a personal injury specialist – you get a specialist in TPD claims just like yours. Your legal team will work hard for you, check in with you regularly and always keep you up to date with your case. You’re in safe hands with Australia’s largest specialist personal injury firm.
With over 15 years’ experience in personal injury law on my side, I’ve had the privilege of helping thousands of injured people and their families claim all the compensation they’re entitled to.
My philosophy as a personal injury solicitor is simple – leave no stone unturned in the pursuit of evidence and no matter what, always act in the best interest of your client. This has been the key to my sustained success.
I work hard to achieve the best outcome possible in every claim while also providing an empathetic service to ensure that my clients don’t ever feel like they’re just a claim number throughout the process.
The solicitor/client relationship is by no means a one-way street. Establishing clear and open communication pathways is vital to achieving an optimal outcome, which is why I do all I can to always answer my clients’ questions and actively get to know them.
The more you can familiarise yourself with the client’s circumstances and the challenges they face on an everyday basis as a result of their injury, the better chance you have of delivering a result that will help get the client’s life back on track.
David Kelly is so nice and supportive! Very reliable and professional!
Hong X gave Law Partners a review on Google
I would like to thank Law Partners for all their help and support through out my claim. Every member of Law Partners from start to finish were so helpful, and went above and beyond keeping me updated and well informed of any changes.
Very professional team that kept my best interest and what would be best for me at all times in mind. Cannot thank them enough; would highly recommend them in an instant.
Made me feel like part of their family. Thanks for everything again guys.
Adam Gollnitz gave Law Partners a review on Google
Law Partners Sydney is the most professional law firm I have ever dealt with. They are extremely diligent and have their clients best interest in all that they do. I could not recommend them enough.
NK gave Law Partners a review on Google
Gillian and her team were fantastic to deal with from day 1. They stay in constant contact with me and kept me informed of the steps and progress.
Got the outcome I was hoping for. I highly recommend Law Partners.
Karen Larkins gave Law Partners a review on Google
I truly cant thank the team at Law Partners enough. The amazing work that Jennifer and her team and Elyse and her team are doing for me is appreciated beyond what I can convey here in a short review.
The friendly, thorough and professional manner in which they’ve all approached my case has helped me tremendously during this difficult period in my life.
Adam gave Law Partners a review on Google
One of the best lawyers in every aspect. only a phone call away whenever you need. Special thanks to Bill Cortese and his team.
Taran Sandhu gave Law Partners a review on Google
When my husbands old TPD lawyer said she couldn’t help us anymore and closed our claim, Shane Butcher and Mark Saunders took on his claim and got my husband the money he was entitled to. Law Partners helped us through one of the most difficult times in our lives and we are very grateful.
Samantha Deigan gave Law Partners a review on Google
I came to Law Partners to pursue a compensation claim and I found their delivery of service excellent and efficient. They constantly kept me up to date with the progress of my claim. I couldn’t imagine finding a better solicitor to handle my claim.
Janette C gave Law Partners a review on Google
After an injury that totally removed me from the workforce my future was bleak. I approached several Law companies receiving very little guidance, then I found Law Partners. With my settlement I keep my home and possessions and family intact. I also have good friends for life in the team at Law Partners.
Derek H gave Law Partners a review on Google
I would like to take this opportunity to express my gratitude to my solicitor and the other Law Partners’ staff who assisted my children and myself since our car accident in 2012. I am certain that any positive and useful result would not have been achieved without your efforts, assistance and dedication to our cases.
Kylie J gave Law Partners a review on Google
Thank you and all your staff for the help you have provided in these trying times. I was feeling pretty negative about my future but after my first meeting with my lawyer I knew I had someone on my side who really wanted to help me. I wouldn’t hesitate recommending you to anyone who needs your services.
Cem O gave Law Partners a review on Google
I would just like to take this opportunity to thank Law Partners for their services. The outcome was excellent and right from the first meeting to the last, Law Partners made the whole process feel seamless and effortless! I was pretty uncertain at first choosing a lawyer but so glad I chose Law Partners.
Shani D gave Law Partners a review on Google
I just wanted to say thank you for everything Law Partners have done for my family and I over the last 18 or so months. Thank you so much for handling our case with the utmost professionalism and thank you for always being just a phone call or email away to answer our questions and give us a great result.
You can make your own claim without using a TPD claim lawyer. However, it’s common for people to have their TPD claims rejected by insurers because they fail to submit a thorough application, including all the documents and medical records needed to substantiate their claims. In other words, many people simply complete the application forms and assume their claim will be approved. But if you do that and fail to supply all the evidence needed to support your claim, it’s like the insurer will either reject your claim or keep asking you for more information, and the process can really drag on. This is why so many people who handle their own claims end up failing to get the TPD compensation they’re entitled to – they simply give up out of frustration.
A specialist TPD claim lawyer can compile all the evidence and submit your claim on your behalf, so the insurance assessor has all the information they need and you’re more likely to get your TPD claim approved.
Yes, if you have more than one TPD policy, you may be able to make multiple TPD claims – one for each policy. This is quite a common situation, as many people have multiple superannuation funds as a result of changing jobs over the years and may have a TPD policy through each fund. Making a successful TPD super claim against one policy has no effect on any other TPD insurance you may have, but you’ll need to submit a separate claim against each policy.
A TPD payout is not classed as taxable income, but if you withdraw any part of your TPD payout from your super fund as a lump sum, you may have to pay “superannuation lump sum withdrawal tax”. The amount payable is different for everyone, and if you have multiple super funds, the amount will be different for each fund you make a withdrawal from.
Why should I choose Law Partners?
Caring for our clients drives everything we do – that’s why thousands of Australians every year choose Law Partners.
We’ll match you with a TPD lawyer who specialises in claims like yours.
We’ll build a personal relationship with you and your family to make sure we understand the true impact of your injuries or illness.
Your TPD lawyer will check in with you regularly and always keep you up to date with your case.
We win over 99% of our cases and pride ourselves in getting the maximum possible TPD compensation payout for our clients.
Do I have a case?
Our senior lawyers will assess your case for free. Please fill out all fields.
If you’re unable to work due to injury or illness, you might be able to claim a total permanent disability insurance payout. Most Australians have TPD insurance in their superannuation funds, although many are unaware […]
How Mary received a $1M payout after struggling with illness – TPD Claim.
If you’re forced to stop work because of an injury, illness or mental illness, the future can look bleak as you figure out how you’re going to support yourself financially. And many Australians who can’t […]
As a personal injury law firm, we see first-hand every day the psychological damage that a lack of empathy can cause. So we’re committed to promoting more empathy in the world, and sharing stories of the positive impact it can have.