Once you submit your claim for motorcycle accident compensation it will be reviewed by the CTP insurer of the at-fault vehicle, which must send you a letter within one month to tell you if it’s accepting or denying the claim. If it accepts the claim, the insurer will then start making fortnightly payments to you.
The CTP insurer will then send you a second liability decision within three months of your claim being lodged. This liability decision indicates whether your injuries have been classified as below or above threshold and who is at fault for the accident.
If your motorcycle injury claim is successful:
- You should receive 95% of your pre-accident weekly earnings for the first 14 weeks.
- Your payments will drop to 80-85% of your pre-accident weekly earnings after week 14.
- From week 78 it reduces to 80-85% of your ‘loss of earning capacity’.
- Income benefits will stop at 52 weeks if you were the driver mostly at fault or your injuries are threshold.*
- Treatment is available after 52 weeks even if your injuries are threshold injuries or you were at fault.*
- Income support stops at 24 months – to receive support beyond that, you’ll need to submit a separate application for a lump sum (an Application for Damages under Common Law).
*Note: if you were at fault and your accident happened prior to 1 April 2023, your income support, medical, and home care expenses will be limited to six months.