Jennifer Kyneur
Senior Law ClerkI work hard to achieve the best outcome possible in every claim while also providing an empathetic service to ensure that my clients don’t ever feel like they’re just a claim number throughout the process.
Total and Permanent Disability Lawyers.
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Speak to a TPD specialist and get personal advice from Australia’s largest specialist personal injury firm.^
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Injuries and illnesses that stop you from working can lead to significant financial stress, but a lump sum TPD payment through your super fund can be a real lifeline. If you’re claiming TPD, we’ll take time to get to know you personally and claim absolutely everything you’re entitled to. So you’ll have peace of mind with Law Partners, Australia’s largest specialist personal injury firm.
What can I claim?
It’s hard enough to cope with injury or illness – you shouldn’t have to deal with financial pain too. If you have any super, chances are you have TPD insurance that will pay you a lump sum if you can’t work due to the severity of your injury or illness.
Dealing with insurers can be stressful, but we can take care of the whole process for you.
If you’re not sure whether you’re eligible to make a TPD claim, our TPD specialists can look at your policy and let you know. It’s a free service.
If you’re having trouble understanding your TPD entitlements, our TPD specialists can review your policy and explain it to you in simple terms. It’s a free service.
If you’re having difficulty getting your TPD claim approved by an insurer, we can help. Our TPD specialists can assess your situation over the phone and provide advice on getting your claim approved.
How it works.
We can start your claim by phone or video call today.
Tell us about your claim.
Speak to one of our friendly solicitors today and find out if you can claim.
We’ll get to know you.
Our solicitor will ask more questions and get to know you personally to work out everything you’re entitled to by phone, video call or in person.
We’ll offer to start your claim.
We’ll explain how we can claim all your compensation and give you our ‘no win no fee’ guarantee. You decide if you want to proceed – there’s no obligation.
Get FREE claim advice today
A specialist lawyer will review your circumstances and tell you how much you can claim.
We win over 99% of our cases and pride ourselves in winning more compensation.
No win no fee guarantee.
Find out where you stand.
Over 99% success rate.
Maximum compensation.
Frequently asked questions
If you’ve been off work for three or more months due to injury or illness, with no prospect of returning to work, then it’s possible that you’re eligible to make a TPD claim. Different policies have different provisions and definitions, so you’ll need to check your policy to confirm that you qualify to make a TPD claim. There’s no cost to have one of our TPD specialists check for you.
As a general rule, if you’ve been unable to work due to an injury or illness for an extended period (usually more than three months) with no expectation to return to work, then you may satisfy the definition of TPD that applies to your policy.
Your TPD policy might cover you for:
- Being unlikely to be able to return to work in your occupation
- Being unlikely to be able to return to work in any occupation
So with some TPD claims in Australia, you don’t necessarily have to be unfit for all work to make a successful TPD claim.
It usually takes 6-12 months for a TPD claim to be finalised.
Insurance companies generally assess TPD claims within six months. Some straightforward claims are finalised sooner– however with more complicated claims insurance companies often take longer than six months to make a decision.
Once the insurance company has made their decision on a TPD claim, the trustee of the superannuation fund must make their own separate assessment of the claim. This process usually takes between one and two months.
If you have more than one TPD policy, you may be able to make multiple TPD claims – one for each policy. This is quite a common situation, as many people have multiple superannuation funds as a result of changing jobs over the years and may have a TPD policy through each fund. Making a successful TPD insurance claim against one policy has no effect on any other TPD insurance you may have, but you’ll need to submit a separate claim against each policy.
TPD lump sums typically range between $60,000 and $300,000 but can be higher. You can find your insured benefit amount on your superannuation member statement if it has an attached TPD policy.
If you make a successful TPD claim, you’ll generally be given the option to then withdraw this lump sum from your superannuation account together with your existing superannuation account balance.
Caring for our clients drives everything we do – that’s why thousands of Australians every year choose Law Partners.
- We’ll match you with a TPD claims specialist.
- We’ll build a personal relationship with you and your family to make sure we understand the true impact of your injuries or illness.
- Your TPD specialist will check in with you regularly and always keep you up to date with your case.
- We win over 99% of our cases and pride ourselves in winning more compensation.
Call 13 15 15 or chat to us now for free advice
Chat nowFind out how much you can claim.
Get startedOur compensation specialists.
With Law Partners, you don’t just get a personal injury specialist – you get a specialist who only does TPD claims. So, you’re in safe hands with Australia’s largest specialist personal injury firm.
Our clients are at the heart of everything we do.
4.9 star rating from hundreds of Google reviews.
Get FREE claim advice today.
Talk to one of our friendly lawyers. We’ll listen to you, review your situation, and tell you how much you can claim.
FREE advice. Call 13 15 15Request a callback
Case studies.
Unexpected $1M Payout for Illness Provides Financial Relief.
As a single working mum with two kids, life was busy for Mary. The daily logistics of kids, school, work and trying to fit in a bit of exercise was hectic, but Mary was coping. […]
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