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If a disability has forced you to stop working in Victoria, it’s likely you can make a total and permanent disability (TPD) superannuation claim.
There’s no cost to speak to a disability lawyer from Australia’s largest specialist personal injury firm to find out how much you can claim. We ask more questions and get to know you personally. It’s how we spot the things others don’t, so you get more compensation.
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No win no fee guarantee.
Find out where you stand.
Over 99% success rate.
Maximum compensation.
A TPD lump sum payout can be a real lifeline if a disability has stopped you from working.
We’ve helped many people with disabilities make successful TPD claims, but we understand your situation is unique, and you’re different from every one of them.
Getting you all of your entitlements starts with building a personal relationship with you, to truly understand your situation and how your life is being impacted. We dig deeper and build the strongest case possible to help maximise your payout.
There’s no cost to speak to a Victorian-based TPD disability claim lawyer, tell your side of the story, and find out how much you can claim.
A specialist lawyer will review your circumstances and tell you how much you can claim.
There’s no complete “list” of what qualifies for a TPD disability claim in Victoria. Depending on your insurance policy, the key is that your disability has stopped you from going back to your job, or the work you’re qualified to do. Here are some common disability categories which may be eligible for a TPD claim:
Loss of limb conditions are considered a serious disability that may qualify for a TPD claim. Common examples include loss of finger, hand, arm, foot, or leg injuries. A loss of ear injury may also be considered under the category of a specific loss or major physical impairment in many TPD policies.
When severe, carpal tunnel syndrome (CTS) can cause enough pain, numbness and weakness in a person’s hands or wrists, that makes it impossible to carry out work tasks. If you have CTS, speak to our TPD specialists for free advice on your situation.
Serious brain function impairment can result in conditions of cognitive decline, memory loss, or other neurological disorders. In situations like these, you may be entitled to a TPD payout, so speak to our specialist disability lawyers for free advice.
When chronic or recurrent pain is severe enough to prevent a person from performing their job duties at work, a TPD payout may be available. The key is persistent pain that limits your physical capabilities and affects your daily functioning. Our specialist TPD lawyers can offer you free advice.
Blackouts, including seizures or loss of consciousness, could make you eligible for a TPD insurance payout. The key is blackouts that are frequent and severe enough to prevent you from performing job duties safely and effectively, posing a risk to yourself or others.
We understand your disability may be causing financial stress, and we’re here to help.
A successful TPD claim needs to be backed by watertight proof that your disability meets the criteria in your policy. We simplify the process for you, preparing your case thoroughly so we can get a lump sum payout for you in the shortest possible timeframe.
Even if you’ve had a TPD claim rejected by an insurer, it’s still possible for us to challenge their decision and get it reversed in certain situations.
Our specialist TPD disability lawyers have made thousands of successful claims on behalf of our clients, and we have a network of hand-picked medico legal specialists who work with us to build winning cases.
If you haven’t lodged your TPD claim yet, we’ll take care of the whole process for you, and you won’t have to pay us until we receive your lump sum.
If you’re having difficulty getting your TPD claim approved, our TPD claim lawyers can assess your situation over the phone and provide free advice.
If you’re not sure whether you’re eligible to make a TPD claim, our TPD lawyers can take a look at your policy and let you know. It’s a free service.
If you’re just having trouble understanding your TPD entitlements, our TPD lawyers can review your policy and explain it to you in simple terms. It’s a free service.
No, it doesn’t matter what caused your disability – if it stops you from working, you may be eligible to make a TPD claim. And if your job caused your disability, you might also be entitled to make a workers compensation claim.
It’s important to remember that some policies have specific exclusions, and you may not be able to claim for conditions that predate when your policy was taken out. If you’re not sure, it’s best to speak with one of our TPD specialists who can take a look at your policy and advise you about your specific situation, free of charge.
There’s no complete “list” of what qualifies for a TPD disability claim. Depending on your insurance policy, the key is that your condition has stopped you from going back to your job or stopped you from returning to the work you’re qualified to do. This might include disabilities such as brain function impairment, loss of limbs, blackouts, or chronic pain conditions.
For more examples of TPD claims, take a look at some of our TPD Claims Stories. The examples listed can be used as a general guide. However, you’ll need to check the criteria in your TPD insurance policy to understand exactly what you can claim for.
If you’re not sure whether you have TPD insurance cover, you can call Law Partners on 0292644474. With your permission, we’ll contact your super fund (or funds) on your behalf and find out what cover you have – there’s no cost for this service.
Yes, if you have more than one TPD policy, you may be able to make multiple TPD claims – one for each policy. This is quite a common situation, as many people have multiple superannuation funds as a result of changing jobs over the years and may have a TPD policy through each fund. Making a successful TPD super claim against one policy has no effect on any other TPD insurance you may have, but you’ll need to submit a separate claim against each policy.
To learn more on this topic, read our blog TPD Payouts – Your Complete Guide.
It usually takes 6-12 months for a disability TPD claim to be finalised.
Insurance companies generally assess TPD claims within six months. Some straightforward claims are finalised sooner, however with more complicated claims insurance companies often take longer than six months to make a decision.
Once the insurance company has made its decision on a TPD claim, the trustee of the superannuation fund must make their own separate assessment. This process usually takes between one and two months.
This can vary, but TPD disability claim payout amounts typically range between $60,000 and $600,000, with many payouts being more than $200,000. The amount you can claim is called your ‘insured benefit amount’, and it will be identified on your superannuation member statement.
Speak with one of our friendly TPD/superannuation lawyers today and find out if you can claim for your disability. It’s a free service.
Your TPD/superannuation lawyer will ask more questions and get to know you personally to work out everything you’re entitled to.
We’ll explain how we can claim your maximum payout and give you our ‘no win no fee’ guarantee. The choice to proceed is yours.
Call 02 9264 4474 or chat to us now for free advice
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Get startedWith Law Partners, you don’t just get a personal injury specialist – you get a Victorian specialist in TPD claims just like yours. Your legal team will work hard for you, check in with you regularly and always keep you up to date with your case. You’re in safe hands with Australia’s largest specialist personal injury firm.
Caring for our clients drives everything we do – that’s why thousands of Australians every year choose Law Partners.
Your TPD/superannuation team will check in with you regularly and always keep you up to date with your case.
We’ll listen and match you with an expert TPD/superannuation lawyer who specialises in disability claims like yours.
We’ll build a personal relationship with you to ensure we understand the true impact of your disability on your life.
We win over 99% of our cases and pride ourselves in getting the maximum possible TPD payout for our clients.
Our senior lawyers will assess your case for free.
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