I had to stop work because of my injury. Can I claim a TPD payout?
Most superannuation policies include TPD (total and permanent disability) insurance, which pays you a lump sum if you’re unable to work because of an injury.
Here are three questions that will help you understand whether you can make a TPD claim:
- Were you working in the 12 months prior to being injured?
- Have you been unable to return to work since being injured?
- Do you have superannuation?
If your answer to these three questions was yes, then it’s likely you can make a lump sum TPD claim for your injuries.
Which injuries are covered by TPD claims for injuries?
Any injuries that prevent you from returning to work may qualify for a lump sum TPD claim. Here are some examples of injuries that could prevent you from working:
- Carpal Tunnel
- Loss of a limb
- Back injuries resulting in spinal fusions
- Loss of speech
- Loss of hearing
There’s no complete “list” of what qualifies for a TPD claim for injury — the key is that your injury has stopped you from returning to work.
What's the claim process?
We make the claim process easy for you.
We get to know you
We'll get to know you personally, listen to your side of the story and give you free advice on your options.
We ask more questions
We'll look beyond the obvious and see if your injuries have led to other complications, to claim everything you're entitled to.
We build the evidence
Led by your lawyer, your dedicated team including hand-picked medical specialists will build strong evidence to maximise your claim.
We pursue your claim
We win over 99% of our cases and we'll fight until you receive the compensation you're entitled to and deserve.
You receive your compensation
Your compensation will be paid into your bank account.
What will it cost me?
There are no upfront costs. We’ll provide free claim advice, we’ll cover all the costs to prepare and run your case and we only get paid when you receive your compensation. Also, just like a mobile phone bill, we put a cap on our fees so there are no nasty surprises at the end of your claim. You should feel comfortable that you can speak to your lawyer any time, without worrying about the cost getting out of control.
Where can I find an injury expert in my area?
Law Partners is Australia’s largest specialist personal injury firm, and we have 28 local offices.
We have solicitors and legal who that specialise in injury claims.
To find Law Partners offices near you enter your suburb:
Did you know?
If you don't live close to one of our offices we can provide free advice over the phone, and we can represent you without you having to leave your home. Call 13 15 15 speak to a specialist.
Commonly asked questions.
Does it matter what caused my injury?
No, it doesn’t matter how your injury occurred – if it stops you from working, you may be eligible to make a TPD claim. If your injury happened while you were working, you might also be entitled to make a workers compensation claim.
I don’t know if I have TPD cover. How do I find out?
If you’re not sure whether you have TPD cover, you can call Law Partners on 13 15 15 and we’ll find out for you. With your permission, we’ll get in touch with your super fund (or funds) and confirm what cover you have – it’s a free service.