How will your car accident lawyers get me more compensation?
Car accident injuries often mean time off work, unplanned expenses, and financial stress. But your situation is unique, and your injuries may have led to other health issues and complications. Our car accident injury lawyers will take time to get to know you personally, identify all your issues and make sure we claim absolutely everything you’re entitled to. That’s why you’ll get more compensation with Law Partners, the leading car accident lawyers in Sydney and NSW.
Am I entitled to a lump sum payment?
Your compensation under the NSW CTP scheme is largely determined by your level of WPI (whole person impairment). However, if this hasn’t been assessed correctly or your injuries have worsened over time, there’s a risk you’ll miss out on lump sum payments you’re entitled to. Our car accident lawyers are extremely thorough and will make sure you’re correctly assessed so that you receive any lump sums you’re entitled to, in addition to your statutory benefits (weekly payments).
What's the claim process?
We make the claim process easy for you.
We get to know you
We'll get to know you personally, listen to your side of the story and give you free advice on your options.
We ask more questions
We'll look beyond the obvious and see if your injuries have led to other complications, to claim everything you're entitled to.
We build the evidence
Led by your lawyer, your dedicated team including hand-picked medical specialists will build strong evidence to maximise your claim.
We pursue your claim
We win over 99% of our cases and we'll fight until you receive the compensation you're entitled to and deserve.
You receive your compensation
Your compensation will be paid into your bank account.
When should you get a lawyer for a car accident?
Getting a car accident injury lawyer to help you with your claim can dramatically increase the benefits you receive, and there are many situations where you can get your lawyer’s fees paid by the insurer. You can start by calling 13 15 15 for free advice.
Here are three situations where you should speak to a car accident lawyer:
- To find out if you’re entitled to an additional lump sum payment. Many people who lodge an application for personal injury benefits may not know that they’re entitled to make a separate claim for a lump sum payment. A car accident injury lawyer can assess your situation and tell you if you’re entitled to claim a lump sum.
- Make sure your injuries have been assessed correctly and you’re receiving your full entitlements. If you’ve been assessed as having minor injuries, your benefits will be cut off after a maximum of six months and you won’t be able to claim lump sum compensation. However, it’s possible that your injuries have worsened over time or weren’t properly assessed in the first place, which would mean you’re missing out on benefits you’re entitled to. Our car accident compensation lawyers can help you claim everything you’re entitled to by reviewing your claim and disputing it with the CTP insurer if you’re being under-paid.
- Lodge a dispute with the insurer on your behalf. If you disagree with an insurer’s decision on your claim, our car accident injury lawyers can raise a dispute on your behalf and in most cases our fees are paid by the insurer.
Where can I find a car accident lawyer near me?
Law Partners is Australia’s largest specialist personal injury firm, and we have 16 local offices.
Our team includes some of the best car accident compensation lawyers in Sydney and NSW who specialise in car accident claims.
To find Law Partners offices near you enter your suburb:
To find Law Partners offices near you enter your suburb:
Did you know?
If you don't live close to one of our offices we can provide free advice over the phone, and we can represent you without you having to leave your home. Call 13 15 15 speak to a specialist.
Commonly asked questions.
How much compensation will I get for my car injury claim?
According to SIRA (the State Insurance Regulatory Authority) Open Data, In the 12 months to May 2021 there were 11,016 motor accident injury claims submitted in NSW and $466M was paid out in benefits and lump sums.
You can use this calculator to get an estimate of your car accident compensation.
The factors that will influence the final figure you receive include:
- Your age
- Whether you were responsible (fully or partly) for the accident
- The extent of your injuries
- Your level of “whole person impairment” (a scale used to assess your injuries)
- Any financial losses (medical bills, wages, etc.) that you’ve suffered
- Any care or help you’ve needed at home
Who pays my car accident compensation?
When you make a successful car accident compensation claim, payments will be made to you by the CTP insurer of the car that was mostly at fault in the accident. For example, if you were stationary at traffic lights and you were hit from behind by another vehicle, then the CTP insurer for that vehicle will make your CTP compensation payments. In some accidents there might be more than one vehicle at fault – in that case, it’s the insurer of the vehicle that’s mostly at fault that will pay.
How is pain and suffering calculated in an accident?
Pain and suffering lump sums are based on a fixed scale that specifies how much you’ll get depending on the injury you’ve sustained.
If you’ve been injured in a car accident in NSW, you can claim a lump sum for pain and suffering if:
- You weren’t at fault in the accident
- Your injuries are assessed as being ‘non-minor’
- Your WPI* is assessed as being more than 10%
You can also claim an additional lump sum for future loss of wages. You can claim this lump sum even if your WPI is less than 10%.
To find out if you qualify for a lump sum payment, you can call 13 15 15 and get free advice from a specialist car accident injury lawyer.
*WPI is ‘whole person impairment’ – a test that measures the permanent damage your accident has caused (physically and mentally).
How long will it take to get compensation for my car injury claim?
Once you submit your claim it will be reviewed by the insurer, who must send you a letter within four weeks to tell you if they’re accepting or denying the claim. Then the insurer will start making payments to you within 14 days if they accept the claim.
The insurer will then send you a second liability decision within three months of your car injury claim being lodged. This liability decision indicates whether your injuries have been classified as minor or non-minor and who is at fault for the accident.
However, it’s important to understand that CTP insurers’ decisions can be challenged. The first step is to request an ‘Insurer Internal Review’, then if you’re still not satisfied with the outcome you can escalate your dispute to the Personal Injury Commission (PIC). If you’re planning to challenge an insurer’s decision, it’s highly recommended that you speak to a car accident injury lawyer first, to give your challenge the best possible chance of success. And remember, it’s likely you can get your lawyer’s fees paid by the insurer.