Halina's story
It was a life-changing momentA horrific highway accident left Halina with devastating injuries and saw her become a patient in her own hospital.
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If a car accident injury is causing you financial stress, car accident compensation could be your lifeline.
Our car accident lawyers ask more questions and get to know you personally. It’s how we spot the things others don’t, so you get more compensation.
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Get startedCar accident injury claims – what you need to know.
If you’re injured in a car accident as a driver or passenger, you can claim compensation to cover your losses, even if you were at fault. Pedestrians, cyclists and motorcycle riders injured in accidents with cars can also claim.
You’ll need to submit your application for personal injury benefits within 28 days of the accident to get your wages back-paid to the accident date. The final deadline for your application is three months from the accident.
The CTP insurer of the vehicle that was mostly at fault will assess your claim, and your injuries will be classified as being threshold (minor) or above threshold based on a medical assessment. This classification has a major impact on your entitlements, and whether you can claim lump sums.
If important details about your injuries are overlooked, you could miss out on lump sums you’re entitled to, and these can be significant. We’ll match you with a specialist car accident lawyer, build a personal relationship with you and your family, and look beyond your obvious injuries to claim everything you’re entitled to. This can make a big difference to the amount of compensation you receive.
Our car accident lawyers are here to help you with:
Free advice before you submit your claim.
To get your full entitlements, it’s critical that your car injury claim is submitted correctly, and that your injuries are properly assessed on your certificate of fitness.
Help if you disagree with the insurer’s liability notice.
If the insurer has classified your injuries as threshold (minor) injuries, but you disagree with the decision, we can review it for you and provide free legal advice on your options.
Claiming a lump sum settlement.
If your injuries are above threshold and you weren’t at fault in the accident, it’s very likely you can claim a lump sum settlement, and these lump sums can be substantial. Our car accident lawyers are highly skilled at winning lump sum settlements, and we win over 99% of our cases.
What can I claim?
If you were at fault in the accident, you can claim car accident compensation for up to 12 months.* If you weren’t at fault, your benefits could extend to 24 months and beyond, and you might be entitled to significant lump sums.
| Category | Entitlements |
|---|---|
| Threshold injury |
|
| Above threshold injury |
|
| Above threshold injury over 10% permanent impairment |
|
It’s vital that your injuries and their impact on your life are thoroughly assessed, and that’s where our car accident lawyers can make a big difference to your claim. Call
*Note: if you were at fault and your accident happened prior to 1 April 2023, your income support, medical, and home care expenses will be limited to six months.
Start your car accident claim.
Tell us about your claim.
Speak to one of our friendly car accident lawyers today and find out if you can claim.
We’ll get to know you.
Our car accident lawyers will ask more questions and get to know you personally to work out everything you’re entitled to.
We’ll offer to start your claim.
We’ll explain how we can claim all your car accident compensation and give you our ‘no win no fee’ guarantee. You decide if you want to proceed – there’s no obligation.
You’re in safe hands with Law Partners.
Your car accident lawyer is backed by a team of specialists including paralegals, medico-legal experts, forensic accountants and barristers. Your team will work hard for you, check in with you regularly and always keep you up to date with your case. You’re in safe hands with Australia’s largest specialist personal injury firm.
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Frequently asked questions.
According to SIRA (the State Insurance Regulatory Authority), in the 12 months to June 2023, there were 11,666 motor accident injury claims reported in NSW and $1.14 billion was paid out in benefits and lump sums. That’s $97,760 paid out for every new claim reported.*
The amount of car accident compensation that you can claim depends on the extent of your injuries, which will be classified as ‘threshold’ or ‘above threshold’. The following table outlines the difference:
| Physical Injury Classification | Examples |
|---|---|
| Threshold (soft tissue injuries) |
|
| Above threshold (fractures, organ damage) |
|
It’s important to remember that compensation after a car accident also depends on the extent of your losses (such as lost income). Here’s a summary of car accident compensation entitlements:
| Category | Entitlements |
|---|---|
| Threshold injury |
|
| Above threshold injury |
|
| Above threshold injury over 10% permanent impairment |
|
To get an estimate of your car accident compensation NSW entitlements you can use this compensation calculator.
*Based on SIRA Open Data, July 2023.
**Note: if you were at fault and your accident happened prior to 1 April 2023, your income support, medical, and home care expenses will be limited to six months.
A no win no fee lawyer offers to run your case for you and only get paid when you win. If you choose the right lawyer, it’s an excellent option that allows you to pursue your claim without any risk, but it’s important to check the lawyer’s costs agreement to fully understand what’s covered. With some no win no fee lawyers you can still end up having to pay thousands of dollars in disbursements if your case is unsuccessful. This is because their no win no fee agreements cover their professional fees but not the costs they incur. At Law Partners, our no win no fee, no disbursements guarantee covers all our costs and disbursements as well as our professional fees, so you can pursue your claim with peace of mind.
You should make your car injury claim within 28 days to be eligible for income loss from the date of the accident. The final claim lodgement date is three months from the accident, although this can be extended in certain circumstances.
If your car accident compensation benefits are being cut off by the CTP insurer, there could be a few reasons why:
- The insurer has determined that you’re no longer entitled to receive benefits as you’re capable of returning to work or your injuries have resolved.
- Your injuries were assessed as threshold injuries, and you’ve reached the twelve-month limit for personal injury benefits.
- Your injuries were assessed as above threshold, and you’ve reached the maximum weekly payment period.
There are two steps you can take to dispute an insurer’s decision to cut off your benefits:
- Request an Insurer Internal Review (IIR)
If you request an IIR, it means you disagree with the insurer’s decision to reduce or cut off your benefits and you’re asking them to review your case file again. The letter you receive from the insurer will outline their reasons for cutting you off. You need to address each one of these reasons in your request for an IIR.
- Escalate the dispute to the Personal Injury Commission (PIC)
In most circumstances you need to request an IIR before you can take your matter to the PIC. The PIC will assist in one of two ways:
- Facilitate the understanding of issues between insurer and injured persons to mutually resolve these disputes.
- Arrange an independent and binding decision by an expert assessor.
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Why should I choose Law Partners?
Caring for our clients drives everything we do – that’s why thousands of Australians every year choose Law Partners.
We’ll match you with a lawyer who specialises car accident compensation claims like yours.
We’ll build a personal relationship with you and your family to make sure we understand the true impact of your injuries.
Your car accident compensation team will check in with you regularly and always keep you up to date with your case.
We win over 99% of our cases and pride ourselves in winning more compensation.
Do I have a case?
Our senior lawyers will assess your case for free.
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